Methodist Compound, Fiapre - Sunyani, Ghana

Empower your business and life with our low-interest loans!

Loan Solutions

FCMCCU offers a wide range of flexible, competitive loan products designed to unlock opportunities for our members. Rooted in cooperative principles, we maintain lower interest rates than commercial banks and structure flexible repayments to match your harvest cycles, business sales, or salaries.

Our credit executives offer free pre-loan advisory meetings to guide you through the process, ensuring you select the correct credit size and repayment timeline for your venture.

Core Loan Products

Long-Term Asset & Mortgage Loans

12% APR

Finance building projects, purchase agricultural machinery, or acquire commercial vehicles. Comfortable repayment structures spread up to 60 months, helping you build permanent assets.

Short-Term Microfinance Credits

10% APR

Created specifically for market women, small retailers, and agricultural farmers in Fiapre. Rapid processing, soft criteria, and weekly/monthly soft installments to restock inventory.

Commercial Business Loans

13.5% APR

Secure working capital for local private schools, health clinics, and larger agricultural farms. Boost cashflow or bridge delays in client payments with ease.

Festival & Special Bonanza Loans

8.5% APR

Seasonal soft loans tailored for members' annual needs:

  • Back to School Bonanza: Soft credits to clear university and High School registration bills at term startups.
  • Christmas Bonanza: Access extra trade financing to stock shops in October/November.
  • Easter Bonanza: Soft cash injections to fund Easter celebrations and retail stock.
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